Welcome to Altius

Welcome to the Altius website owned and operated by Altius Global, Inc. and any of its subsidiaries or affiliates(“Altius,” “we,” “us” or “our”). These Terms of Service (“Terms of Service”) govern your use of the website located at www.altius.capital(and any derivatives thereof) (the “Site”) and all related products, services, tools, mobile applications, web applications and any other technology platforms or tools located at any Altius websites, including without limitation, successor website(s) or application(s) thereto (collectively, the “Services”).The terms “you,” “your” or “user” refers to you, the user. If you are using the Services on behalf of a business, association or other entity, “you” or “your” will also refer to such business, association or other entity, unless the context clearly dictates otherwise. You agree that you are authorized to consent to these terms on behalf of such business, association or other entity and we can rely on this.

Important Notices

PLEASE READ THESE TERMS OFSERVICE CAREFULLY, AS THEY CONTAIN AN AGREEMENT TO ARBITRATE AND OTHERIMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES AND OBLIGATIONS.THE AGREEMENT TO ARBITRATE REQUIRES (WITH LIMITED EXCEPTION) THAT YOU SUBMIT CLAIMSYOU HAVE AGAINST US TO BINDING AND FINAL ARBITRATION and FURTHER (a) YOU WILLONLY BE PERMITTED TO PURSUE CLAIMS AGAINST ALTIUS ON AN INDIVIDUAL BASIS, NOTAS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION ORPROCEEDING, (b) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY,INJUNCTIVE AND DECLARATORY RELIEF) ON AN INDIVIDUAL BASIS and (c) YOU MAY NOTBE ABLE TO HAVE ANY CLAIMS YOU HAVE AGAINST US RESOLVED BY A JURY OR IN A COURTOF LAW.

These Terms Set Forth a Legally Binding Agreement

Please read these Terms of Service very carefully before accessing or using our Services. By using/ continuing to use our Services, you acknowledge you have read and understand and agree to be bound by the Terms of Service, including those additional terms and conditions and policies referenced herein and/or available by hyperlink. Please print a copy of this agreement for your records. If you do not agree to all the terms and conditions of these Terms of Service, then you may not access or use any Services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.

Eligibility to Use the Services

To use the Services you must be and represent and warrant that you are, at least the age of majority in your state, province or jurisdiction of residence or if you are under the age of majority in your state, province or jurisdiction of residence, you represent and warrant that your parent or legal guardian has reviewed these Terms of Service with you and accepts them on your behalf; parents or legal guardians are responsible for the activities of their minor dependents while using the Services. You warrant and represent that you (a) have all necessary rights, power and authority to agree to these Terms of Service and perform your obligations hereunder and (b) nothing contained in these Terms of Service or in the performance of such obligations will place you in breach of any other contract or obligation.

Privacy Policy

Please refer to our Privacy Policy for information about how we collect, use, store and disclose your personal information.

1.      The Services

A.    Services. We reserve the right, but are not obligated, to limit the sales of our Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis, in our sole discretion. We reserve the right to limit the quantities of any Services that we offer. All descriptions of Services are subject to change at any time without notice, at the sole discretion of us. We reserve the right to discontinue any Service at any time. Any offer for any Service is void where prohibited.

B.    Intellectual Property Ownership. All content on the Services (including, for example, text, designs, graphics, logos, icons, images, audio clips, downloads, interfaces, information, code and software and the selection and manner of compilation and presentation) (collectively, the “Content”), is owned by Altius, our content providers or our licensors (as applicable) and may be protected by copyright, trademark and other applicable laws.

Your access to and use of the Services does not grant you any license or right to use any copyrighted materials or any trademark, logo or service mark displayed on the Services. Altius, our content providers or our licensors (as applicable) retain full and complete title to and reserve all rights in the material on the Services, including all associated intellectual property rights. Altius neither warrants nor represents that your use of materials on the Services will not infringe rights of third parties.

You may access the Services only for your permitted use under these Terms of Service, and you may not modify or delete any copyright, trademark or other proprietary notice relating to any material you access. You agree not to display or use in any manner the Altius marks without Altius's advance written permission.

All software used on the Services is the property of Altius or our licensors and protected by United States and international copyright laws and subject to separate license terms, in which case those license terms will govern such software. You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Services, use of the Services or access to the Services or any contact on the website through which the Services is provided, without express written permission by us.

All rights not expressly granted herein are reserved by Altius, our affiliates and licensors. You agree to abide by all additional restrictions displayed on the Services as they may be updated from time to time.

C.    Feedback. By sending us any feedback, comments, questions, ideas, proposals or suggestions concerning Altius or any of our Services whether online, by email, by postal mail or otherwise (collectively, “Feedback”), you represent and warrant (i) that you have the right to disclose the Feedback, (ii) that the Feedback does not violate the rights of any other person or entity, including, but not limited to, intellectual property rights, such as infringing a copyright, trademark or patent; violating a right of privacy, attribution or withdrawal; or otherwise misappropriating a trade secret and (iii) that your Feedback does not contain the confidential or proprietary information of any third party or parties. By sending us any Feedback, you further (1) agree that we are under no obligation of confidentiality, express or implied, with respect to the Feedback, (2) acknowledge that we may have something similar to the Feedback already under consideration or in development and (3) grant us an irrevocable, non-exclusive, royalty-free, perpetual, worldwide license, under all intellectual property rights, to use, make, have made, incorporate into our Services, modify, copy, display, perform, distribute, prepare derivative works, publish, distribute and sublicense the Feedback, without any credit or compensation to you. This Feedback section shall survive any termination of your account or any aspect of the Services.

D.   Third-Party Websites. Certain content, products and services available via the Services may include materials from third-parties or provide you with access to third-party tools, products and resources over which we neither monitor nor have any control nor input. Further, third-party links on our Site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy of any third-party materials or websites or for any other materials, products or services of third-parties. The views expressed in third-party materials, websites, resources, products or services are those of such third-party and do not necessarily reflect our views.

You acknowledge and agree that we provide access to such materials, products, websites, tools and resources “as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We do not warrant and will not have any liability or responsibility arising from or relating to third-party materials, websites, tools, products and resources. Any use by you of third-party materials, tools, products, services and resources offered through the Services is entirely at your own risk and discretion, and you should ensure that you are familiar with and approve of the terms on which such items are provided by the relevant third-party provider(s).

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction. You may not use third-party content without that third-party’s permission or as otherwise allowed by law. Complaints, claims, concerns or questions regarding third-party products or services should be directed to the applicable third-party.

E.    Errors, Inaccuracies and Omissions. Occasionally there may be information on the Services that contains typographical errors, inaccuracies or omissions that may relate to Services’ descriptions, pricing, promotions, offers, Services shipping charges, transit times and availability. We reserve the right, without prior notice, to (i) correct any errors, inaccuracies or omissions and (ii)change or update information or cancel orders, if any information in the Services or on any related website is inaccurate at any time (including after you have submitted your order).

We undertake no obligation to update, amend or clarify information in the Services or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Services or on any related website, should be taken to indicate that all information in the Services or on any related website has been modified or updated.

2.      User Account and Security

A.    Agreement to Provide Accurate Registration Information. If you wish to participate in certain aspects of the Services, you may need to register for an account on the Services (“Account”). By creating an Account, you agree to (i)provide accurate, current and complete registration information about yourself,(ii) maintain and promptly update as necessary your Account information, (iii)maintain the security of your password and accept all risks of unauthorized access to your Account and the information you provide us and (iv) immediately notify us if you discover or otherwise suspect any security breaches related to the Services or your Account.

By creating an Account, you consent to receive electronic communications from Altius (e.g., via email). These communications may include notices about your Account (e.g., password changes and other transactional information) and are part of your relationship with us. You agree that any notices, agreements, disclosures or other communications that we send to you electronically will satisfy any legal communication requirements, including, but not limited to, that such communications be in writing. We may also send you promotional communications via email, including, but not limited to, newsletters, special offers, surveys and other news and information we think will be of interest to you. You may optout of receiving these promotional emails at any time by following the unsubscribe instructions provided therein.

B.    User is Responsible for Equipment and Software to Connect to Services. You must provide all equipment and software necessary to connect to the Services. You are solely responsible for any fees, including Internet connection or mobile fees, that you incur when accessing the Services.

C.    User Submission of Personal Information. By submitting personal information through our Services, you agree to the terms of our Privacy Policy, and you expressly consent to the collection, use and disclosure of your personal information in accordance with the Privacy Policy.

D.   Altius May Suspend Hacked Accounts. Altius reserves the right to terminate, suspend or restrict your access to any Account(s) if (i) we discover you have created multiple Accounts for the same user or (ii) we suspect that the Account(s) have been or will be used for any illegal, fraudulent or otherwise unauthorized purposes. Under no circumstances shall Altius or other persons be responsible or liable for any direct, indirect, consequential or other losses(including lost revenue, lost profits, lost business opportunities, loss of good will or reputational harm), damages or costs suffered by you or any other person or entity due to any such termination, suspension or restriction of access to any Account(s).

E.    User May Not Use the Services for Illegal Activity. You agree to use the Services only for purposes that are legal, proper and in accordance with these Terms of Service and any applicable laws or regulations. Without limitation, you may not and may not allow or encourage any third-party to: (i) undertake any unlawful activity which would violate or assist in violation of, any law, statute or dinance or regulation, sanctions program administered in any relevant country; (ii)impersonate another person (via the use of an email address or otherwise); (iii)upload, post, transmit or otherwise make available through the Services any content that infringes the intellectual or proprietary rights of any party; (iv)operate to defraud Altius, other users or any other person; (v) provide false, inaccurate or misleading information; (vi) use the Services to violate the legal rights (such as rights of privacy and publicity) of others; (vii) engage in, promote or encourage illegal activity (including, without limitation, tax evasion or money laundering); (viii) harvest or otherwise collect information from the Services about others, including without limitation email addresses, without proper consent; (ix) exploit the Services for any unauthorized commercial purpose; (x) modify, adapt, translate or reverse engineer any portion of the Services; (xi) remove any copyright, trademark or other proprietary rights notices contained in or on the Services or any part of it; (x)use any robot, spider, site search/retrieval application or other device to retrieve or index any portion of the Services or the content posted on the Services or to collect information about its users for any unauthorized purpose; (xi) create user accounts by automated means or under false or fraudulent pretenses; or (xii) access or use the Services for the purpose of creating a product or service that is competitive with any of our products or Services.

3.      Payment Services; Fees

A.   Fees. Altius offers certain features of the Services which you can purchase as a monthly or yearly subscription (“Subscription”) or otherwise in a manner as further described on the Site. A description of features associated with the Services is available via the Site. Altius also reserves the right to not process or to cancel your transaction in certain circumstances, for example, if your credit card is declined, if we suspect the request or transaction is fraudulent, or in other circumstances Altius deems appropriate in its sole discretion.

B.    Payment Processors. Altius uses third-party providers to securely store your payment card information and process your payments (“Payment Processors”). You expressly authorize us or our Payment Processors to charge you for each transaction. Our Payment Processors may ask you to supply additional information relevant to your transaction, including your credit card number, the expiration date of your credit card and your email and postal addresses for billing and notification (such information, “Payment Information”). You will provide all Payment Information directly to our Payment Processors. You represent and warrant that you have the legal right to use all payment method(s) represented by any such Payment Information. When you initiate a transaction through the Services, you authorize our Payment Processors to complete your transaction and to charge your payment method for the transaction (plus any applicable taxes and other charges). You may need to provide additional information to verify your identity before completing your transaction (such information is included within the definition of Payment Information). By initiating a transaction, you agree to the pricing, payment and billing policies applicable to such fees and charges, as posted or otherwise communicated to you. All fees and applicable taxes, if any, are payable in United States dollars.

C.    Cancelling Payment and Chargebacks. If you have any concerns or objections regarding charges, you agree to raise them with us first and you agree not to cancel or reject any credit card or third-party payment processing charges unless you have made a reasonable attempt at resolving the matter directly with Altius. You may only cancel a transaction pursuant the policies as communicated to you by us or by our Payment Processors. We may institute a charge back policy as we deem appropriate in the event that you or your bank does not honor a payment obligation or if our Payment Processors question our ability to collect funds from you. As part of such chargeback policy, we may in our sole discretion suspend, terminate or otherwise limit your ability to use the Services or otherwise take any action we or our Payment Processors deem necessary.

Cancellation of the Subscription shall be conducted in accordance with the terms of the Consumer Protection (Cancellation) regulations, 2010, and Consumer Protection Law, 1981, to the extent applicable.

D.    Changes to Price Terms for Subscriptions. Altius reserves the right to change its pricing terms for Subscriptions at any time, in which case Altius will notify you in advance of such changes becoming effective. Changes to the pricing terms will not apply retroactively and will only apply for Subscription renewals after such changed pricing terms have been communicated to you and/or the general public. If you do not agree with the changes to Altius’ pricing, you may choose not to renew your Subscription in accordance with the section “How to Cancel Your Subscription.”

E.     How to Cancel Your Subscription. All amounts are payable and charged at the beginning of the Subscription and, because each such Subscription renews automatically for an additional period equal in length to the expiring Subscription term until you cancel it, at the time of each renewal until you cancel, using the Payment Information you have provided. You must cancel your monthly or yearly Subscription before it renews to avoid the billing of the fees for the next Subscription period. You will not receive a refund for the fees you already paid for your current Subscription period and you will continue to receive the Services ordered until the end of your current Subscription period.

F.    Future Functionality. You agree that your purchases are not contingent on the delivery of any future functionality or features, or dependent on any oral or written public comments made by Altius regarding future functionality or features.

4.      DMCA

Altius respects the intellectual property rights of others. It is our policy to respond promptly to any claim that Content infringes the copyright or other intellectual property rights of any person. Altius will use reasonable efforts to investigate notices of alleged infringement and will take appropriate action the Digital Millennium Copyright Act (“DMCA”) and these Terms of Service. If you believe that your copyrighted work is infringed by Content, please provide a written DMCA notice to Altius at: [email protected]

A.   Filing a DMCA “Take Down” Notification. If you are a copyright owner or an agent there of and believe that any Content infringes upon your copyrights, you may submit a take-down notification (“Take-Down Notification”) pursuant to the DMCA by providing us with the following information in writing (see 17U.S.C. § 512 for further detail):

(i)                A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

(ii)             Identification of the copyrighted work claimed to have been infringed or, if multiple copyrighted works, a representative list of such works at that website;

(iii)           Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit us to locate the material;**Providing URLs in the body of your DMCA notification is the best way to help us locate content quickly**

(iv)            Information reasonably sufficient to permit us to contact you (the complaining party), such as an address, telephone number and electronic mail address at which you (the complaining party) may be contacted;

(v)              A statement that you (the complaining party) have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law;

(vi)            A statement that the information in the notification is accurate and under penalty of perjury, that you (the complaining party) are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; and

(vii)         **(Optional) Provide information, if possible, sufficient to permit us to notify the user(s) who posted the content that allegedly contains infringing material.

Any person who knowingly materially misrepresents that content or an activity is infringing or that any material or activity was removed or disabled by mistake or misidentification, shall be liable to us and possibly others for any damages, including costs and attorneys’ fees incurred by us in removing or disabling access to the material or activity claimed to be infringing or in replacing the removed material or enabling access to it.

5.      Indemnification

You agree to indemnify, defend and hold harmless Altius and its subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from and against any and all losses, claims, damages, judgments, demands, actions, proceedings, investigations (whether formal or informal) or expenses (including reasonable attorneys’ fees) or threats there of, due to, arising out of or relating to (a) your breach of these Terms of Service or the documents they incorporate by reference, (b) your violation of (i) any law or (ii) the rights of a third-party or (c) your use of the Services.

In the event of such a claim, suit or action, we will attempt to provide you notice of the claim, suit or action at the contact information we have for your account/on file (provided, that failure to deliver such notice shall not eliminate or reduce your indemnification obligations hereunder). Altius reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Altius in asserting any available defenses. You agree that the provisions in this section will survive any termination of your account, these Terms of Service or your access to the Services, including the purchase or use of any benefits through the Services.

6.      Disclaimers and Limitations on Our Liability

TO THE EXTENT PERMITTED BY APPLICABLE LAW, ALTIUSAND ITS OFFICERS, EMPLOYEES, DIRECTORS, SHAREHOLDERS, PARENTS, SUBSIDIARIES,AFFILIATES, AGENTS and LICENSORS DISCLAIM ALL WARRANTIES, CONDITIONS and REPRESENTATIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY or OTHERWISE,INCLUDING, WITHOUT LIMITATION, THOSE RELATED TO MERCHANTABILITY, FITNESS FOR APARTICULAR PURPOSE, NON-INFRINGEMENT and THOSE ARISING OUT OF COURSE OF DEALINGOR USAGE OF TRADE.

A.    Altius Makes No Representations or Warranties; Disclaimer. The Services are provided “as is” and “as available.” TO THE EXTENTPERMITTED BY APPLICABLE LAW, ALTIUS AND ITS AFFILIATES MAKE NO REPRESENTATIONSOR WARRANTIES ABOUT THE ACCURACY OR COMPLETENESS OF CONTENT AVAILABLE ON ORTHROUGH THE SERVICES or THE CONTENT OF ANY THIRD-PARTY WEBSITES OR SERVICESLINKED TO OR INTEGRATED WITH OUR SERVICES. We do not represent or warrant that(i) your use of our Services will be uninterrupted, timely, secure or error-free, (ii) any errors in the Service will be corrected,(iii) the quality of the Services, information or other material purchased or obtained by you will meet your expectations, (iv) the Services will be free of any worms or viruses or any code of a malicious and/or destructive nature or (v) the results that may be obtained from the use of the Services will be accurate or reliable. You (and not ALTIUS) assume the entire cost of all necessary servicing, repair or correction.

ALTIUS AND ITS AFFILIATES WILL HAVE NOLIABILITY FOR ANY: (i) ERRORS,MISTAKES OR INACCURACIES OF CONTENT; (ii) PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM YOUR ACCESS TOOR USE OF THE SERVICES OR CONSUMPTION OF ANY CONTENT; (iii) ANY UNAUTHORIZED ACCESS TO OR USE OF OURSERVERS OR OF ANY PERSONAL INFORMATION OR USER DATA; (iv) ANY INTERRUPTION OF TRANSMISSION TO OR FROMTHE SERVICES; (v) ANY BUGS,VIRUSES, TROJAN HORSES OR THE LIKE WHICH MAY BE TRANSMITTED ON OR THROUGH THESERVICES; (vi) ANY LOSS OR DAMAGEOF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED OR SHAREDTHROUGH THE SERVICES; OR (vii)LOSS OR DAMAGED CAUSED BY ANOTHER USER’S VIOLATION OF THESE TERMS OF SERVICE.

B.    Limitation on Liability. TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL ALTIUSAND ITS AFFILIATES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS, CONTRACTORS,REPRESENTATIVES, SUPPLIERS, SERVICE PROVIDERS or LICENSORS BE RESPONSIBLE FORANY LOSS INCLUDING, WITHOUT LIMITATION, LOST PROFITS, REVENUES or FINANCIALLOSSES or ANY INDIRECT, SPECIAL, CONSEQUENTIAL, EXEMPLARY or PUNITIVE DAMAGESARISING FROM THESE TERMS OF SERVICE OR THE SERVICES or FOR ANY DAMAGES RELATEDTO THE LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS, LOSS OF USE, LOSS OFGOODWILL OR LOSS OF DATA and WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE),BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE AND EVEN IF ALTIUS HASBEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

NOTWITHSTANDINGANYTHING TO THE CONTRARY HEREIN, IN NO EVENT SHALL THE MAXIMUM, TOTAL,CUMULATIVE LIABILITY OF ALTIUS AND ITS AFFILIATES, FOR ALL CLAIMS ARISING OUTOF OR IN ANY WAY RELATED TO THESE TERMS OF SERVICE OR THE ACCESS TO AND USE OFTHE SERVICES, EXCEED THE LESSER OF (i) $5,000 OR (ii) TOTAL AMOUNT YOU PAID TO ALTIUSIN FEES OVER THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE OCCURRENCE GIVINGRISE TO THE APPLICABLE CLAIM.

Some jurisdictions do not allow the exclusion of certain warranties and limitations of liability provided in this Section. If you are in such a jurisdiction, some of the above limitations and disclaimers may not apply to you. To the extent we may not, as a matter of applicable law, disclaim any implied warranty or limit our liabilities, the scope and duration of such warranty and the extent of our liability will be the minimum permitted by applicable law.

7.      Communications

Altius may communicate with you using email, phone calls, chatbots and text messages, including autodialed or prerecorded calls and text messages, at any email address or telephone number that you provide us, to: (a) notify you regarding your Account; (b) provide customer support; (c) troubleshoot problems with your Account; (d) resolve a dispute; (e)collect a debt; (f) poll your opinions through surveys or questionnaires; or (g)as otherwise necessary to service your account or enforce these Terms of Service, our policies, applicable law or any other agreement we may have with you.

Altius may route phone and text communications through a third-party service provider and we or the service provider may record telephone conversations or chatbot exchanges you have with Altius or its agents for quality control and training purposes or for our own protection.

8.      Dispute Resolution

A.    Mandatory Arbitration of Disputes. We each agree that any dispute, claim or controversy arising out of or relating to these Terms of Service or the breach, termination, enforcement, interpretation or validity thereof or the use of the Services (collectively, “Disputes”)will be resolved solely by binding, individual arbitration and not in a class, representative or consolidated action or proceeding. You and Altius agree that the U.S. Federal Arbitration Act governs the interpretation and enforcement of these Terms of Service and that you and Altius are each waiving the right to a trial by jury or to participate in a class action. This arbitration provision shall survive termination of these Terms of Service.

B.    Exceptions. As limited exceptions to Section 8.a. above: (i) we both may seek to resolve a Dispute in small claims court if it qualifies; and (ii) we each retain the right to seek injunctive or other equitable relief from a court to prevent (or enjoin) the infringement or misappropriation of our respective intellectual property rights.

C.    Conducting Arbitration and Arbitration Rules. The arbitration will be conducted by the American Arbitration Association (“AAA”)under its Consumer Arbitration Rules (the “AAA Rules”) then in effect, except as modified by these Terms of Service. The AAA Rules are available at www.adr.org or by calling 1-800-778-7879. A party who wishes to start arbitration must submit a written Demand for Arbitration to AAA and give notice to the other party as specified in the AAA Rules. The AAA provides a form Demand for Arbitration at www.adr.org.

D.   Arbitration Costs. Payment of all filing, administration and arbitrator fees will be governed by the AAA Rules and each party shall bear its own costs and expenses of arbitration, including legal fees.

E.    Injunctive and Declaratory Relief. Except as provided in Section 8.b. above, the arbitrator shall determine all issues of liability on the merits of any claim asserted by either party and may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim. To the extent that you or we prevail on a claim and seek public injunctive relief (that is, injunctive relief that has the primary purpose and effect of prohibiting unlawful acts that threaten future injury to the public), the entitlement to and extent of such relief must be litigated in a civil court of competent jurisdiction and not in arbitration. The parties agree that litigation of any issues of public injunctive relief shall be stayed pending the outcome of the merits of any individual claims in arbitration.

F.    Class Action Waiver. YOU AND ALTIUS AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINSTTHE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY and NOT AS A PLAINTIFF ORCLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, if the parties’ Dispute is resolved through arbitration, the arbitrator may not consolidate another person’s claims with your claims and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this Dispute Resolution section shall be null and void.

9.      Miscellaneous Terms

A.    These Terms May Change. We reserve the right, at our sole discretion, to update, change, modify or replace any part of these Terms of Service by posting updates and changes to the Site. We may elect to notify you of such changes by mail, email, posting of modified Terms of Service or some other similar manner. However, it is your responsibility to check the Site regularly for changes to these Terms of Service. Your continued use of or access to the Site or the Services following the posting of any changes to these Terms of Service constitutes acceptance of those changes.

B.    Severability. In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless been forceable to the fullest extent permitted by applicable law and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.

C.    Termination. These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use the Services or when you cease using our Services.

We are free to terminate (or suspend access to) to your use of the Services (or any part thereof) or your Account, if (i) you fail or we suspect that you have failed, to comply with any term or provision of these Terms of Service or (ii) for any other reason in our sole discretion. We also may terminate these Terms of Service at any time without notice. Even after your right to use the Services is terminated, the obligations and liabilities of the parties incurred prior to the termination date shall survive the termination and the Terms of Service will remain enforceable against you.

Provisions that, by their nature, should survive termination of these Terms of Service shall survive termination. By way of example, but without limitation, all of the following will survive termination: any obligation you have to pay us or indemnify us, any limitations on our liability and any terms regarding ownership or intellectual property rights.

D.   No Assignment of the Terms of Service. You may not assign these Terms of Service to any other party. We may assign these Terms of Service or delegate any or all of our rights and responsibilities under these Terms of Service to any third parties, without notice to you.

E.    Governing Law and Jurisdiction. These Terms of Service and all disputes arising out of or relating to the Terms of Service shall be governed by, construed and enforced in accordance with the laws of the State of New York, in the United States, without regard to its conflict of laws principles. These disputes will be resolved exclusively in the federal and state courts in the State of New York, and you and we consent to personal jurisdiction in those courts.

F.    Waiver. No delay or omission by us in exercising any rights or remedies thereunder shall impair such right or remedy or be construed as a waiver of any such right or remedy. Any single or partial exercise of a right or remedy by us shall not preclude further exercise or any right or remedy by us. No waiver by us shall be valid unless in writing signed by us.

G.   Headings. The headings used in the Terms of Service are included for convenience only and will not limit or otherwise affect these Terms of Service.

H.   Entire Agreement. These Terms of Service and any policies or operating rules posted by us on this website or in respect to the Services constitutes the complete and exclusive agreement and understanding between you and us related to the Services and supersedes any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.

I.      Contact Information. Questions about the Terms of Service should be sent to us at [email protected]